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Prepare to witness mobile brilliance with the Samsung Galaxy S9, the successor to the exceptional Galaxy S8. Boasting stunning enhancements, this smartphone is the epitome of innovation. However, the price tag may leave you feeling the pinch. Fear not, AnyTimeSoftcare will guide you through unlocking the best deals on the remarkable Galaxy S9. Let’s embark on an exclusive journey to secure your dream device at an unbeatable price.## Lease or Buy or Finance: Which Option Suits Your Needs?

Choosing the Right Financial Pathway for Your Mobile Phone Purchase

When making a financial decision regarding a mobile phone purchase, it’s crucial to consider not only the initial upfront cost but also the long-term cost of ownership, which includes the price of ongoing service. Additionally, you need to evaluate your financial situation to determine whether paying the full price of the device upfront is feasible or if financing is a better option.

Direct Purchase vs. Financing

If you choose to purchase the Samsung S9 or S9 Plus directly from the manufacturer, you’ll pay $720 and $840, respectively. Alternatively, Samsung offers a no-interest financing program that allows you to spread the cost over 24 months for either $30 per month (S9) or $35 per month (S9 Plus).

Carrier Selection and Service Plans

Once you have acquired the device, you can select a carrier that offers the most favorable bring-your-own-device (BYOD) service deal. Numerous low-cost MVNOs (mobile virtual network operators) provide a wide range of options, including:

  • Boost Mobile
  • Consumer Cellular
  • Cricket
  • MetroPCS
  • Tello
  • Ting

As an example, Cricket offers a no-contract plan that includes 5GB of high-speed data (with unlimited data after the initial allotment) for $35 per month with auto-pay.

Carrier-Provided Financing

The Big Four carriers (AT&T, Verizon, T-Mobile, Sprint) also offer financing options for the Samsung S9, with monthly rates that typically fall within a few dollars of each other. However, these deals often require you to subscribe to an unlimited service plan, which can range in cost from $60 to $75 per month.

Factors to Consider When Making a Decision

When deciding on the best financial pathway for your mobile phone purchase, it’s important to consider the following factors:

  • Your financial situation and ability to afford the initial purchase price
  • Your preferred payment method (upfront vs. financing)
  • Your carrier preferences and the available service plans
  • The long-term cost of ownership, including ongoing service expenses

    Let’s Go to the Calculator

Let’s delve into the mathematical calculations to ascertain the financial implications of acquiring the sought-after smartphone, focusing initially on the S9 model. You can effortlessly determine the corresponding price for the S9 Plus by implementing the aforementioned equations.

Monthly Payment Comparison


Carrier Monthly Payment Months Total Cost
Verizon $33.33 24 $799.92
AT&T $26.34 30 $790.20
Samsung $30.00 24 $720.00
Cricket $35.00 24 $840.00

Service Plan:

Carrier Monthly Service Plan
Verizon $75.00
AT&T $60.00 minimum
Samsung N/A
Cricket $35.00

Total Cost after 24 Months


Carrier Total Cost (Device + Service)
Verizon $2,600.00
AT&T $2,590.20
Samsung + Carrier $1,560.00

Consider the Variables

It’s imperative to acknowledge that the total cost can fluctuate based on:

  • Choice of carrier: Different carriers offer varying monthly service plans, impacting the overall cost.
  • Usage and data consumption: Selecting a carrier that aligns with your usage patterns can lead to significant savings.
  • Promotions and discounts: Carriers regularly offer promotional offers and discounts that can lower the cost of the device or service.## FAQs
  1. How much does the Samsung Galaxy S9 cost?

    • Between $720 and $800 in the US.
  2. How much does the Samsung Galaxy S9 Plus cost?

    • Between $840 and $930 in the US.
  3. What is the best way to get a deal on a Samsung Galaxy S9?

    • Buying directly from Samsung and financing it or purchasing it unlocked and choosing a carrier with the best bring-your-own-device deal.
  4. What is the cost of service for the Samsung Galaxy S9?

    • Varies depending on the carrier and plan chosen.
  5. Can I finance the Samsung Galaxy S9 with a carrier?

    • Yes, but financing deals usually require an unlimited service plan.
  6. What is the total cost of ownership for the Samsung Galaxy S9 if financed through Verizon?

    • About $2,600 after two years.
  7. What is the total cost of ownership for the Samsung Galaxy S9 if financed through AT&T?

    • About $2,590 after two and a half years.
  8. What is the total cost of ownership for the Samsung Galaxy S9 if financed through Samsung and paired with Cricket service?

    • About $1,560 after two years.
  9. Do carriers offer trade-in credit for the Samsung Galaxy S9?

    • Yes, T-Mobile and Verizon offer up to $350 trade-in credit.
  10. Does Samsung offer trade-in credit for the Samsung Galaxy S9?

    • Yes, Samsung offers trade-in credit as part of outright purchase or financing deals.
  11. Who typically pushes out Android updates faster: Big Four carriers or MVNOs?

    • Big Four carriers (T-Mobile, AT&T, Verizon, Sprint).
  12. What are some alternatives to purchasing a Samsung Galaxy S9?

    • Financing through a carrier or living with your current phone for another year or two.


The Samsung Galaxy S9 and S9 Plus offer improved features over the Galaxy S8, but come with higher price tags. To save on the cost of ownership, consider purchasing directly from Samsung and opting for financing or an unlocked device with a low-cost carrier. After factoring in the total cost of service and any potential trade-in credits, the overall expense can vary significantly depending on the option chosen.

Ultimately, the best choice depends on individual needs and budget. For those seeking a cost-effective option with flexibility, buying from Samsung and pairing with a carrier like Cricket can result in substantial savings compared to financing through a carrier or leasing.

For more information on the best deals and financing options, visit the Samsung website: [Website URL]